I love erotic romance and have been reading it since I was 15.
Yes, I was under 18 and still enjoyed it. Sex is healthy and natural and I loved reading about it, but I didn’t “lose it” until years later.
You should always wait until you are absolutely ready.
Never let anyone pressure you into it.
If your partner cannot wait, they are not the one for you.
Sex should be fun, never scary.
Now I write erotica, or as I say “naughty books for nice people”. The characters in my books are always having fun and hopefully making readers laugh along the way.